First HoldCo Plc Ta Kasa Samun Ribar N289.8 Biliyan A Rabin Farko Na Shekarar 2025

Legas, Najeriya – Kamfanin First HoldCo Plc, daya daga cikin manyan kamfanonin hada-hadar kudi a Najeriya, ya sanar da raguwar ribar sa bayan biyan haraji da kashi 20.7 cikin dari a rabin farko na shekarar 2025, duk da cewa yana aiki a cikin yanayi mai tsadar kudin ruwa wanda ya kara wa ayyukan bankinsa karfi.

Bayanin Ayyukan Kudi

Bayanan kudi na kungiyar da ba a tantance ba sun nuna cewa ribar ta bayan haraji ta kai N289.8 biliyan a cikin watanni shida da suka kare a ranar 30 ga Yuni, 2025, wanda ya ragu daga N365.3 biliyan da aka samu a irin wannan lokacin a bara. Wannan raguwar ya zo da wani abin mamaki saboda karuwar kudin shiga na riba da kashi 51.7 cikin dari zuwa N1.44 tiriliyan daga N947.7 biliyan a rabin farko na 2024.

Masu bincike na CSL Stockbrokers Research sun danganta wannan karuwar kudin shiga ga ci gaba da yanayin samun riba mai yawa a Najeriya, inda tsauraran manufofin kudi suka haifar da kyakkyawan yanayi ga masu ba da bashi. Duk da haka, an rage wa wadannan fa’idodin da karuwar kudin kashe riba da kashi 23 cikin dari zuwa N532.6 biliyan, wanda ke nuna tsadar kudaden samar da kudade.

Gamamin Riba

Menene ke bayyana wannan sabani na karuwar kudin shiga amma raguwar riba? Amsar ta ta’allaka ne akan wasu muhimman abubuwa:

• Asarar Darajar Gaskiya: Kungiyar ta sami asarar N53.7 biliyan daga kayan aikin hada-hadar kudi, wanda ya saba wa ribar N432.2 biliyan da aka samu a rabin farko na 2024
• Kudaden Kariyar Bashi: Sun ninka fiye da sau biyu zuwa N185.4 biliyan daga N93 biliyan, wanda ke nuna tsauraran kula da hadarin bashi
• Kudaden Aiki: Sun karu da kashi 23.5 cikin dari zuwa N552.8 biliyan saboda matsin farashin kayayyaki

“Yayin da kudin shiga na riba ya kasance tushen samun kudin shiga na First HoldCo, sauye-sauye a daidaita darajar gaskiya da karuwar kudaden aiki sun haifar da manyan matsaloli,” in ji mai binciken kudi Adebayo Johnson na Vertex Capital da ke Legas.

Matsayin Balance Sheet da Babban Birnin

Kungiyar ta nuna juriya a cikin ma’auni na balance sheet:

Muhimmin abin lura, kungiyar ta karfafa matsayinta na daidaiton kadarori ta hanyar saka hannun jari na N146.7 biliyan ta hanyar fitar da hannun jari, wanda ke nuna ci gaba da amincewa da masu saka hannun jari duk da wahalar yanayin aiki.

Kalubalen Kudi Sun Bayyana

Wani abin damuwa a cikin bayanan kudi shi ne rashin daidaiton kudin aiki na N1.01 tiriliyan, wanda ya sauya daga kyakkyawan N1.2 tiriliyan a rabin farko na 2024. Wannan sauyi ya samo asali ne daga:

• Karfin bukatun aikin jari
• Karuwar biyan riba da haraji
• Fitar da kudaden saka hannun jari mai yawa (N154.4 biliyan)

Sakamakon haka, kudaden daidaitattun kudade sun ragu da N852 biliyan zuwa N4.87 tiriliyan, wanda zai iya nuna matsanancin yanayin ruwa a gaba.

Amsar Kasuwa da Hangen Nesa

Kasuwar hada-hadar kudi ta amsa wadannan sakamako cikin taka tsantsan, inda masu bincike suka rabu kan abubuwan da ke tattare da kungiyar:

Ra’ayi Mai Kyau: “Manyan ayyukan banki suna da karfi, kuma dala ta saka hannun jari ta sanya su cikin kyakkyawan matsayi don ci gaba a nan gaba,” in ji Folake Adebayo na Renaissance Capital.

Ra’ayi Mara Kyau: “Lalacewar kudin aiki da asarar darajar gaskiya suna haifar da tambayoyi game da ingancin samun kudin shiga a cikin wannan yanayi mai sauyi,” in ji David Okafor na CardinalStone Partners.

Idan aka dubi gaba, abubuwa da yawa za su dogara ne akan manufofin kudi na Najeriya da kuma ikon kungiyar na sarrafa tushen kashe kudade yayin da take fuskantar tattalin arziki da ke fama da hauhawar farashin kayayyaki da sauyin kudin.

Abubuwan Da Suka Shafi

A cikin labarai masu alaka, Hukumar Kula da Kayayyakin Kasuwa (SEC) kwanan nan ta ba da “babu adawa” ga yarjejeniyar hannun jari na First HoldCo na N323 biliyan, yayin da aka nada RC Investment a matsayin amintacce don tsarin hannun jari na kungiyar tare da Babban Bankin Najeriya.

Don ƙarin bayani kan waɗannan abubuwan, duba:
SEC ta ba da “babu adawa” ga yarjejeniyar hannun jari na N323 biliyan na First Holdco da
RC Investment ita ce amintacciyar First Holdco/CBN don yarjejeniyar hannun jari

Dukkan darajar ga mai wallafa na asali: BusinessDay – Hanyar haɗi