CBN Ta Ƙara Haɓaka Shigar Da Jama’a Cikin Tsarin Kuɗi Ta Hanyar NRBVN

Sabunta Tsarin Banki Ga ‘Yan Najeriya a Ƙasashen Waje

Babban Bankin Najeriya (CBN) ya ɗauki babban mataki na haɓaka shigar da jama’a cikin tsarin kuɗi tare da ƙaddamar da dandamalin Non-Resident Biometric Verification Number (NRBVN) a Abuja. An ƙirƙira wannan sabon tsarin tare da haɗin gwiwar Nigeria Inter-Bank Settlement System (NIBSS), wanda ke magance matsalolin da ‘yan Najeriya a ƙasashen waje ke fuskanta wajen samun sabis na kuɗi.

Warware Matsalolin Samun Sabis na Kuɗi

Gwamnan CBN Olayemi Cardoso ya jaddada yadda dandamalin NRBVN ya kawar da buƙatar dubawa ta jiki, wanda a baya ya haifar da matsaloli ga ‘yan Najeriya a ƙasashen waje. “Ana buƙatar dubawa ta jiki don samun BVN, wanda ke ɗaukar lokaci da kuɗi mai yawa,” in ji Cardoso yayin taron ƙaddamarwa.

Sabuwar hanyar dijital ta ba da damar samun sabis na banki cikin sauƙi, gami da buɗe asusu da canja wurin kuɗi cikin aminci, wanda ke sauƙaƙa rayuwar ‘yan Najeriya a ƙasashen waje.

Koyi Daga Ƙasashen Duniya

CBN ta yi amfani da ƙirar ƙasashen waje. Cardoso ya bayyana: “Asusun Non-Resident na Indiya ya sauƙaƙa tsarin banki ga ‘yan ƙasar su a ƙasashen waje, inda bankunan Indiya ke riƙe da kusan dala biliyan 160 na ajiyar ƙasashen waje.” Haka kuma, Asusun Roshan Digital na Pakistan ya jawo kusan dala biliyan 10 tun lokacin da aka ƙaddamar da shi ta hanyar kan layi.

Waɗannan misalan na duniya sun nuna ƙarfin shigar da kuɗi ta dijital da samar da kayayyakin da suka dace don jawo hankalin ‘yan ƙasashen waje.

Tsarin Kuɗi Mai Ƙarfi

An ƙara dandamalin NRBVN da wasu shirye-shirye biyu:

• Non-Resident Ordinary Account (NROA)
• Non-Resident Investment Account (NRNIA)

An tsara wannan tsari don ƙarfafa ‘yan ƙasashen waje su tura kuɗi ta hanyoyin kuɗi na yau da kullun zuwa amfani mai fa’ida a cikin ƙasa. “‘Yan ƙasashen waje za su sami damar yin zuba jari a kasuwannin bashi da hannun jari, da kuma samun kayayyaki kamar jinginar gidaje, inshora, da fansho,” in ji Cardoso.

Haɓaka Kuɗin Aikawa

CBN ta saita burin samun dala biliyan 1 a kowane wata na kuɗin aikawa, bisa ga gyare-gyaren manufofin da suka haifar da ƙaruwar hanyoyin aikawa daga dala biliyan 3.3 a 2023 zuwa dala biliyan 4.73 a bara.

Cardoso ya yi kira ga bankunan Najeriya su ƙirƙira kayayyakin da suka dace ga al’ummar ƙasashen waje, yana mai cewa hakan zai “ƙara haɗin gwiwar ‘yan ƙasashen waje, haɓaka shigar da kuɗi, da ƙara yawan kuɗin aikawa.”

Tarihin Shigar Da Jama’a Cikin Tsarin Kuɗi

Shirin NRBVN ya samo asali ne daga ƙoƙarin Najeriya na haɓaka damar samun sabis na kuɗi. Bincike na 2008 ya nuna cewa kashi 53% na manyan Najeriya ba su da damar samun sabis na kuɗi. Ta hanyar shirye-shirye daban-daban, wannan ya inganta zuwa kashi 46.3% a 2010, wanda ya haifar da ƙaddamar da Dabarun Shigar Da Jama’a Cikin Kuɗi a 2012.

Magance Ƙalubalen Sashin Ba Na Yau Da Kullun

Tare da kiyasin sashin ba na yau da kullun na Najeriya a dala biliyan 240, CBN ta fahimci fa’idar shigar da ƙarin ayyukan tattalin arziki cikin tsarin kuɗi na yau da kullun. Dandamalin NRBVN wani mataki ne na dabarun ɗaukar ƙarin darajar wannan.

Hasashen Gaba

CBN ta ci gaba da niyyar rage farashin aikawa, wanda a halin yanzu ya fi kashi 7% a yankin Saharar Afirka. Rage waɗannan farashin zai ƙara aminci da kyan gani na hanyoyin yau da kullun yayin haɓaka tasirin zamantakewa da tattalin arziki na kuɗin aikawa daga ƙasashen waje.

Kamar yadda Cardoso ya jaddada, “NRBVN ba kayan aiki ba ne kawai; gada ce tsakanin Najeriya da ‘yan ƙasarta a duniya,” wanda ke nuna sabon babi a cikin tafiyar shigar da jama’a cikin tsarin kuɗi na Najeriya.

Cikakken daraja ga mai wallafa asali: Daily Trust